So after four years of being a stay at home mom, I am once again searching for employment.  Health benefits are just to darned expensive to purchase out of pocket now.  If you add the deductible and the premium it equals a brand new car... something many people take out 5-year loans for.  And then people wonder why so many people are underinsured or flat out uninsured.  By god, what is wrong with this picture?!!!?